VELERA | PYMNTS Playbook May 2026

Digital Currency at the CU: The Gap Between Interest and Access

How credit unions can respond to growing interest in crypto, stablecoins and wallets.

Digital Wallets May Bridge the Currency Access Gap

Credit union members are curious about digital currency, but many do not know whether their financial institution offers access. This report highlights the gap between interest and availability, especially among younger members, and explores why familiar wallet experiences may be the practical entry point.

  • Gauge member interest in digital currency
  • Understand awareness gaps around access
  • Explore wallets as a path to adoption

Interest Outpaces Access

    13,918 consumers surveyed

    The playbook draws on a national survey of U.S. consumers.

    Younger members demand

    Gen Z and millennials show stronger crypto and stablecoin interest.

    Wallets may raise comfort

    Interest rises when digital currency is offered through familiar wallets.