The Velera Payments Index March 2025: A Deep Dive into Delinquencies

Summary: Amidst an increasingly volatile political climate, consumer sentiment began waning in February 2025 on concerns of anticipated inflation increases, with impacts seen across all income levels within the U.S. economy. While growth in purchasing activity remained positive, February year-over-year results softened for both credit and debit activity. In the March 2025 edition of the Velera Payments Index, we revisit Delinquencies and examine differences by generations and credit scores.