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This month’s Payments Index takes a deep dive into the rapid growth of online gambling and prediction markets, including their rising popularity among younger consumers and the implications for financial wellness, fraud prevention and member education.

Key Takeaways from August

Consumer spending stayed strong. Debit purchases increased 6.1% year over year, while credit purchases rose 3.6%.
Online gambling continues to grow. Debit transactions and purchases were up 21.8% and 25.4%, respectively, year over year through August.
Prediction markets are gaining traction with younger consumers. Gen Z accounted for nearly two-thirds of year-to-date debit activity.
Emerging activity brings new considerations. Credit unions should monitor changing spending patterns to support member education, financial wellness and fraud strategies.

Download the September 2026 Velera Payments Index for deeper insights into consumer spending, online gambling and prediction markets — including what these trends mean for credit unions.

The Velera Payments Index September 2026