25:I[349263,["/_next/static/chunks/0fy88j58sc047.js","/_next/static/chunks/0i.l9589uvx0j.js","/_next/static/chunks/1015mspxdllpw.js","/_next/static/chunks/0qvc38mi17ow2.js","/_next/static/chunks/0lroxua0v~2l_.js","/_next/static/chunks/0ou7uz_newsym.js","/_next/static/chunks/0~qv82zpce6k5.js","/_next/static/chunks/05999l4t7.yys.js","/_next/static/chunks/09m8mng32_sh2.js","/_next/static/chunks/0drf~0845coq..js","/_next/static/chunks/0lnse_rwy4_zq.js","/_next/static/chunks/0e7.as_tyamur.js","/_next/static/chunks/0l3p0as~1v4fh.js","/_next/static/chunks/03k~mt5sjl_an.js","/_next/static/chunks/0xz2jdp2osuge.js","/_next/static/chunks/0j6pi7-4mm-gp.js","/_next/static/chunks/14c63qhj_.pbn.js","/_next/static/chunks/0-f43qg33sv~z.js","/_next/static/chunks/0d~1._8nxnk_j.js","/_next/static/chunks/0gr4j-g~saaz2.js","/_next/static/chunks/09.p_ob2f46~3.js","/_next/static/chunks/0rilk7p0ydv2_.js","/_next/static/chunks/0u2gi4bokg5z7.js","/_next/static/chunks/0wb1fu4ymt_pn.js","/_next/static/chunks/0etjtscufvlyt.js"],"default"] 27:I[435772,["/_next/static/chunks/0fy88j58sc047.js","/_next/static/chunks/0i.l9589uvx0j.js","/_next/static/chunks/1015mspxdllpw.js","/_next/static/chunks/0qvc38mi17ow2.js","/_next/static/chunks/0lroxua0v~2l_.js","/_next/static/chunks/0ou7uz_newsym.js","/_next/static/chunks/0~qv82zpce6k5.js","/_next/static/chunks/05999l4t7.yys.js","/_next/static/chunks/09m8mng32_sh2.js","/_next/static/chunks/0drf~0845coq..js","/_next/static/chunks/0lnse_rwy4_zq.js","/_next/static/chunks/0e7.as_tyamur.js","/_next/static/chunks/0l3p0as~1v4fh.js","/_next/static/chunks/03k~mt5sjl_an.js","/_next/static/chunks/0xz2jdp2osuge.js","/_next/static/chunks/0j6pi7-4mm-gp.js","/_next/static/chunks/14c63qhj_.pbn.js","/_next/static/chunks/0-f43qg33sv~z.js","/_next/static/chunks/0d~1._8nxnk_j.js","/_next/static/chunks/0gr4j-g~saaz2.js","/_next/static/chunks/09.p_ob2f46~3.js","/_next/static/chunks/0rilk7p0ydv2_.js","/_next/static/chunks/0u2gi4bokg5z7.js","/_next/static/chunks/0wb1fu4ymt_pn.js","/_next/static/chunks/0etjtscufvlyt.js"],"default"] 26:T521,

Key takeaways include:

Debit purchase growth, up 3.4% for January, again continued to outpace growth in credit purchases, up 1.1%. For transactions, debit grew 2.4% and credit grew 2.3% year over year.
Delinquencies have been on the rise after bottoming out in May 2021 at 1.03%. Overall credit card delinquencies for January 2024 were 2.67%. We also see that delinquency rates lower as age demographics get higher. For year-over-year changes, there were notable increases for Older Millennials, up 0.77 percentage points to 3.86% for January 2024, and Gen X, up 0.63 percentage points to 2.55%.
The Consumer Price Index (CPI-U) increased 0.3% in January, while the 12-month rate of inflation was 3.1%. Shelter contributed to over two-thirds of the increase. Excluding the volatile Energy and Food sectors, the core CPI index increased 0.4% from December, putting the 12-month Core CPI index at 3.9%.
Through the lenses of Discretionary and Non-Discretionary purchases, growth in debit purchases, up 2.6% and 3.5% respectively, outpaced growth in credit purchases, each up 1.1%.

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PSCU Payments Index February 2024: A Deep Dive into Delinquencies